Last Updated: 2023-02-11
Welcome to PaydayHunt.ca (“we,” “our,” or “us”). By accessing and using https://www.paydayhunt.ca (the “Website”), you agree to these Terms and Conditions. If you do not agree, please do not use our services.
1. Acceptance of Terms
By using our Website, you confirm that you:
✅ Are at least 18 years old (or the legal age in your province).
✅ Are a Canadian resident.
✅ Understand that PaydayHunt.ca is NOT a lender but a loan-matching service.
✅ Agree to provide accurate and truthful information in your application.
2. Our Services
PaydayHunt.ca is a loan-matching platform that connects users with licensed payday lenders in Canada. We do not issue loans, set interest rates, or determine loan terms.
How It Works:
1️⃣ Fill out our secure loan request form.
2️⃣ Get matched with licensed lenders in Canada.
3️⃣ Review the loan offers and choose a lender.
4️⃣ Complete the loan process directly with the lender.
⚠️ Important Notice: We do not guarantee loan approval, as final decisions are made by the lenders.
3. Eligibility Requirements
To use our services, you must:
✔ Be at least 18 years old (or the legal age in your province).
✔ Be a Canadian citizen or permanent resident.
✔ Have a valid bank account for loan deposits.
✔ Have a steady source of income.
4. No Guarantees & Loan Terms
- PaydayHunt.ca does not control loan terms such as interest rates, repayment schedules, or fees.
- Loan approvals, amounts, and terms depend on individual lender policies.
- Always review loan agreements carefully before accepting an offer.
🚨 Warning: Payday loans are high-cost, short-term loans and should be used responsibly. Late payments may result in additional fees, penalties, or collections actions.
5. Fees & Costs
✅ PaydayHunt.ca is 100% free to use.
✅ We do not charge users any fees for using our loan-matching service.
✅ Loan providers may have their own fees, interest rates, and repayment terms—please read their agreements carefully.
6. Privacy & Data Protection
By using our website, you agree to our Privacy Policy. We collect personal and non-personal data to connect you with lenders. Your information is protected using SSL encryption and industry-standard security measures.
7. Responsible Borrowing
We encourage users to borrow responsibly. Before taking a payday loan, consider:
✔ Can you afford the repayment?
✔ Are there alternative funding options available?
✔ Do you fully understand the lender’s terms & fees?
🚨 Reminder: Failing to repay a payday loan can impact your credit score and result in collection actions.
8. Third-Party Lenders & External Links
- PaydayHunt.ca does not endorse any specific lender.
- We are not responsible for any loan agreements or disputes between you and a lender.
- Our website may contain third-party links—we are not responsible for their content, policies, or practices.
9. Limitation of Liability
🚨 Disclaimer:
- PaydayHunt.ca is not responsible for any financial losses resulting from payday loan agreements.
- We are not liable for any errors, delays, or service interruptions caused by third-party lenders.
- We do not guarantee loan approvals, interest rates, or funding times.
10. Changes to Terms & Conditions
We may update these Terms from time to time. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of our services after changes means you accept the new terms.
11. Contact Information
For questions regarding these Terms & Conditions, contact us:
📍 Address: 4296 Baker Street, London, W1U 6SG
📧 Email: [email protected]
By using PaydayHunt.ca, you agree to these Terms and Conditions. If you do not agree, please stop using our website immediately.